Sales Executive

Key Responsibilities

 

• Loan Origination & Credit Assessment: Interview applicants, evaluate financial eligibility, review loan documentation, process application files, and determine risk ratios within credit policy limits.
• Deposit Mobilization & Target Achievement: Mobilize cash deposits, promote retail investment plans, cross-sell financial products, and achieve assigned monthly loan/investment quotas.
• Underwriting & ERP Record Keeping: Compute debt payment schedules, log transactions on corporate ERP banking applications, and confer with risk underwriters to resolve application issues.
• Client Relationship & Network Building: Build referral networks across corporate entities, maintain client contact throughout the lending lifecycle, and ensure strict compliance with CBN lending guidelines.
  
   

Requirements & Qualifications

 

• Academic Background: B.Sc. degree in Finance, Economics, Banking, Business Administration, or a related field.
• Technical & System Skills: Familiarity with banking software, core financial ERP platforms, and spreadsheet tools for credit ratio calculations.
• Core Competencies: Credit risk assessment, deposit mobilization, B2C/B2B loan sales, debt payment scheduling, CBN regulatory compliance, and target orientation.